Write in reply a letter to a customer informing him about formalities required for consumer loan to buy household goods.
Posted by Ripon Abu Hasnat on Wednesday, May 28, 2014 | 0 comments
Our
Ref: ABnawab/Consumer Loan/07/12
Sunday,
May 02, 2012
Mr. Mahbubul Alam Khan
17 Patla Khan
Street
Dhaka 1204
SUB: FORMALITIES FOR LOANS FOR BUYING HOUSEHOLD GOODS
Dear Sir:
Thank you so much
for your letter dated 22 April, 2012 where you have requested us to let you
know the formalities you have to complete in order to apply for loan to
purchase household goods.
You would be glad
to know that we have loan product called “Consumer Loan” which we offer to a
customer at an interest rate of only 12.50% repayable within three years at
equal monthly installments, provided you are employed in a good organization on
monthly salary which can cover the repayment installments after meeting own
expenses.
What you need to do
is visit our office on any day along with National ID Card and a certificate
from your employer on your monthly salary and a certificate from your bank that
you have not availed any bank loan. If we get clearance from your employer and
the Central Intelligence Bureau of angladesh Bank about your credit worthiness
it would take not more than 15 days to sanction a ‘consumer loan’ of any amount
for purchasing any household item like a freezer, a television, a sewing machine
etc.
Thank you for your
interest in our bank.
Sincerely,
x
Manager
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